Refuse Truck Financing
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Refuse Truck Financing

Body & Chassis Brands

Labrie Financing

Finance Labrie Automizer, Expert 2000, and Top Select refuse bodies. Fast approvals, B/C credit considered, $50k minimum, funding in one to two weeks.

Labrie Financing

Labrie Group builds refuse bodies in Quebec and has spent decades supplying North American haulers with the Automizer automated side loader, the Expert 2000 rear loader, and the Top Select front loader. The bodies are known for packer reliability and a design philosophy that keeps maintenance access straightforward. For operators bidding routes in colder climates where hydraulic systems face real weather demands, Labrie equipment has a track record that matters.

We finance Labrie bodies and complete truck packages for private haulers, municipal subcontractors, and operators building their first route. The Labrie Automizer side loader is popular with operations that have won residential ASL contracts, and the Expert 2000 rear loader remains a standard choice for operators doing residential collection manually or semi-automatically. Both qualify for the same financing structures, and we handle the full truck package, chassis plus body, as a single deal.

Minimum transaction is $50,000. Labrie body-only purchases and complete units both qualify. We ask for three months of bank statements alongside the credit application. For deals under approximately $400,000, that is all the financial documentation we need to underwrite the transaction.

What Labrie Makes and How Operators Use It

The Automizer is Labrie's automated side loader. It runs a knuckle-arm design and handles the standard 35-, 64-, and 96-gallon carts on residential routes. The arm cycle time is competitive with other ASL manufacturers, and the Automizer has been specified on municipal contracts across Canada and the northern United States. Operators who have run it on Canadian routes, where minus-thirty temperatures are not unusual in winter, report that the hydraulic system handles cold weather better than some competing designs.

The Expert 2000 is a rear loader with a tapered body geometry and a packing cycle designed to reduce driver fatigue during high-stop residential routes. It runs from 20 to 28 yards depending on configuration and is built to accept optional dual-stream collection capability for routes where recycling and trash are collected in the same pass.

The Top Select front loader handles commercial dumpster service. It uses an independent dual-arm lift and is designed for quiet operation, which matters for operators on early-morning commercial routes in residential-adjacent commercial zones where noise ordinances apply. The body is available in configurations from 20 to 31 cubic yards.

Where Labrie Equipment Is Most Common

Labrie has historically been stronger in Canada and the northern United States than in the South and Southwest, though the company sells nationally through dealer networks. Operators in Minnesota, Wisconsin, Michigan, Ontario, Quebec, and the New England states encounter Labrie equipment frequently. In those markets, buying used Labrie equipment and financing the purchase is common because the bodies turn over in the resale market at reasonable prices.

Private haulers competing for residential trash collection contracts in these markets frequently specify Labrie because municipal buyers in those regions are familiar with the brand and comfortable with it in bid specs. That familiarity reduces the bid risk that comes with specifying a body type the contract administrator has not evaluated before.

In markets where Labrie is less common, operators who have used the brand in a previous operation and know the maintenance profile sometimes seek out the equipment specifically. Used Labrie bodies available through these relocations can be good value, and our used refuse truck financing covers those purchases cleanly.

Credit and Documentation for Labrie Financing

We work with B and C credit operators. A score that would not qualify at a bank is not an automatic no here. We look at the route, the contract, the deposit pattern in the bank statements, and the total picture. An operator with a two-year residential contract, consistent monthly deposits, and a credit score in the mid-600s has a solid case.

Documentation for most Labrie transactions is: the credit application, three months of business bank statements, and the purchase agreement or dealer quote. Startups, meaning businesses under one year old, need more: a personal financial statement, any contracts signed, and a business plan. The down payment requirement for startups is higher.

For operators with a strong financial history who want to move quickly, application-only financing up to approximately $400,000 skips the tax return entirely. The application and bank statements are sufficient to underwrite deals in that range for established operators. Funding typically follows in about one to two weeks.

Competing brands worth knowing about: if Labrie inventory is limited in your region, McNeilus refuse bodies serve the same ASL and front loader market segments and we finance them on identical terms.

Route Questions

Common financing questions

Can I finance a Labrie body sourced from a Canadian dealer?
Yes, though cross-border transactions add some complexity around titling and currency. We handle cross-border equipment financing and can work through the documentation. The key is that the truck will be registered and operated in the United States for the lien to be properly structured.
The Labrie Automizer I want has a long factory lead time. Can I lock financing while I wait?
We can issue a conditional approval based on the purchase agreement before delivery. Funding releases when the truck is ready and the documents are signed. That protects your financing terms while you wait for the build slot.
I already own a Labrie Expert 2000 that is paid off. What are my options?
A paid-off truck with market value gives you options. A sale-leaseback puts cash in your account today and keeps the truck on the route under a structured payment. A refinance is not applicable since there is no existing loan, but the leaseback achieves the same capital-access result.
Does the financing cover the truck lift arm separately if it needs replacement?
Parts and lift arm replacements are not covered under equipment financing. Those are operational expenses. What we finance is the equipment purchase. If the truck is operational but you want to add a feature or replace a major subcomponent as part of a refurbishment, we can sometimes structure a renovation financing, but it depends on the transaction size.
How does Labrie financing compare to a TRAC lease structure?
A TRAC lease sets a residual value at the start, which lowers the monthly payment versus a full amortization loan. At end of term you can buy the truck at the residual, walk away, or refinance the residual. For operators who plan to turn their fleet every five to seven years, a TRAC lease often produces the lowest monthly cost. We can model both and show you the actual payment difference.

Route Desk

Put Labrie equipment on the route.

Send the chassis or body quote, seller, year, mileage or hydraulic hours, purchase price, and target in-service date. We will compare the truck loan, lease, refinance, and leaseback paths that fit the actual route file.

What comes backA clear structure, estimated payment range, and the next documents needed to move.